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	<description>Student Deals - Student Uni Guides - Student Essentials</description>
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		<title>Buying a Television? Considered a Combi TV?</title>
		<link>http://studentzine.co.uk/stuffforuni/buying-a-television-considered-a-combi-tv/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=buying-a-television-considered-a-combi-tv</link>
		<comments>http://studentzine.co.uk/stuffforuni/buying-a-television-considered-a-combi-tv/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 01:41:00 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Stuff for Uni]]></category>
		<category><![CDATA[DVDs]]></category>
		<category><![CDATA[Electricals]]></category>
		<category><![CDATA[Televisions]]></category>

		<guid isPermaLink="false">http://studentzine.co.uk/?p=245</guid>
		<description><![CDATA[Love Television, Love DVDs&#8230; Come on, admit it&#8230; Who doesn&#8217;t love watching their Television in their own bedroom? Watch what you want, when you want and not have to wrestle your mates in your flat or house for the remote. Sounds great doesn&#8217;t it until you realise that without Cable or Satellite TV hooked upto [...]]]></description>
			<content:encoded><![CDATA[<h2>Love Television, Love DVDs&#8230;<a href="http://studentzine.co.uk/wp-content/uploads/2011/11/Combi-TV.jpg"><img class="size-medium wp-image-248 alignright" title="Combi TVs" src="http://studentzine.co.uk/wp-content/uploads/2011/11/Combi-TV-300x265.jpg" alt="" width="300" height="265" /></a></h2>
<p>Come on, admit it&#8230; Who doesn&#8217;t love watching their Television in their own bedroom? Watch what you want, when you want and not have to wrestle your mates in your flat or house for the remote. Sounds great doesn&#8217;t it until you realise that without Cable or Satellite TV hooked upto the Television, you&#8217;re pretty much stuck with watching Freeview!!</p>
<p>You may have even considered a Television and a DVD player so you can than at least take your collection of DVDs with you to watch or even buy a few more along the way if that student loan is burning a hole in your pocket. Thing is though, it&#8217;s a massive chore having to remember to take both remotes for the Television and the DVD player. Then there is the cables you need to plugin between the two of them and well, you get the picture&#8230; But what if there was another way?</p>
<h3>Well there is&#8230; Combi TVs!</h3>
<p>Cool you&#8217;re thinking, Combi TVs!? That&#8217;s great! But there is just one problem right? You have no idea what  Combi TV is? Well sit yourself back and keep reading about this uber cool Television&#8230;</p>
<p>A Combi TV is a Television that comes with a built-in DVD player all-in-one and best of all, because the DVD player is built-in, you don&#8217;t need an additional DVD player, remote, extra cables or an additional plug socket! So that&#8217;s one TV remote to work the Television and the DVD player, no more scrabbling for two remotes just to get your favourite DVD playing. Turn it on, press play and you&#8217;re away, all from one Remote.</p>
<p>You&#8217;re no doubt expecting these Combi TVs to be heavier than regular Televisions, maybe even bigger than them too but this is the great thing about them. They&#8217;re about the same size and weight as regular LCD Televisions so you probably wont even notice that the slot in the side of the Television, let alone the fact that it can play all your favourite DVDs. Oh and don&#8217;t worry about them coming in really small sizes that mean you need to sit within 3 feet of the Television to see anything. They come in a range of sizes from a tiny 10inch screen right upto an impressive 32inch screen size so there should be a screen size to suit everybody&#8217;s needs. The big brand names you associate with LCD Televisions are nearly all missing except Toshiba, Samsung and Sony. Don&#8217;t ask us why the other brands haven&#8217;t jumped on board with Combi TVs, they&#8217;re really popular amongst people buying extra Televisions for bedrooms and spare rooms, oh and even Caravans and Mobile Homes. For anyone that doesn&#8217;t yet have a Blu-Ray player or has an Xbox 360 rather than a Playstation 3 and yearns for a Blu-Ray player, you&#8217;re in look because Sony install Blu-Ray players in their Combi TVs which are capable of playing DVD and Blu-Ray films so you wont need to feel like you&#8217;re being left behind technology wise.</p>
<div class='et-box et-shadow'>
					<div class='et-box-content'>This Combi TVs guide was brought to you in association with <strong><a title="Combi TVs" href="http://combitvs.com" target="_blank">CombiTVs.com</a></strong> who write reviews and find the lowest prices on <strong><a title="Combi TVs" href="http://combitvs.com" target="_blank">Combi TVs</a></strong>.</div></div>
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		<title>Penalty proposals on early repayment of Student Loans</title>
		<link>http://studentzine.co.uk/studentmoney/penalty-proposal-on-early-repayment-of-student-loans/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=penalty-proposal-on-early-repayment-of-student-loans</link>
		<comments>http://studentzine.co.uk/studentmoney/penalty-proposal-on-early-repayment-of-student-loans/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 16:26:15 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Student Money]]></category>

		<guid isPermaLink="false">http://studentzine.co.uk/?p=212</guid>
		<description><![CDATA[Just as you thought it couldn&#8217;t get any worse with the increasing tuition fees due to start from next year (2012). A long comes an another almighty gasp moment as the coalition government mulls over plans to charge students who wish to pay off their Student Loans early to essentially make money from those higher [...]]]></description>
			<content:encoded><![CDATA[<p>Just as you thought it couldn&#8217;t get any worse with the increasing tuition fees due to start from next year (2012). A long comes an another almighty gasp moment as the coalition government mulls over plans to charge students who wish to pay off their Student Loans early to essentially make money from those higher earners after University.</p>
<p>If it does come into being, it&#8217;s likely to happen once the new Tuition Fee structure comes into force in 2012. Just like the current system, fees will initially be paid by the government, and then repaid by the student after graduation once they are earning more than £21,000 or more per year with any unpaid debt being written off after 30 years.</p>
<p>The coalition has always stressed that the system is fair since, higher earners generally pay back more than lower earners. The way it works is if you earn £21,000 or less the interest rate is calculated on inflation (RPI) with anyone earning £41,000 or more the interest rates would be calculated at RPI plus 3%.</p>
<p>However, where this has al come about is that the government is concerned that by allowing early repayment for students who could afford to pay off their Student Loans, it would enable higher earners, or those from wealthy backgrounds, to &#8220;unfairly buy themselves out of this progressive mechanism&#8221;. I can see the sense in that and I don&#8217;t have a problem with it personally.</p>
<p>So the government plan is therefore suggesting a system where a levy is charged on repayments over a certain level. However, this levy is only likely to affect a small number of graduates such as those on over £60,000 a year and is likely to cost around £1,000 or £3,000 a year.</p>
<p>If you&#8217;re at University or planning to go, I wouldn&#8217;t see this as a particularly bad thing. I&#8217;d be more than happy to be earning £60,000 a year and the thought of getting the Student Loan paid back sooner rather than later on that income wouldn&#8217;t be a bad thing.</p>
<h3>So how does this affect everyone?</h3>
<p>Well if you&#8217;re a Scottish home student, you have nothing to worry about since you do not have to pay tuition fees and as a consequence, there&#8217;s no changes are planned to the repayment system for you.</p>
<p>If you&#8217;re a Student in Northern Ireland, The Northern Ireland government has already said fees will not rise for the next four years, so you&#8217;ll no doubt find it far easier to pay off your Student Loans either way.</p>
<p>Moving onto Welsh Students, the Welsh Assembly has already announced that fees will rise to up to £9,000, in line with the tuition feed rises in England, but however, unlike English Students the government will meet the extra costs for you if you choose to study at any UK university.</p>
<p>So last of all, the English Students! Erm&#8230; not much to say really, Tuition Fees going up, you&#8217;re expected to meet the cost of those yourself with your Student Loans and that&#8217;s pretty much all there is to say on that. Unless you can somehow change nationality without being found out. There isn&#8217;t a great deal to be positive about&#8230;</p>
<p><a title="Student loan early repayment penalty proposal 'crazy'" href="http://www.bbc.co.uk/news/education-14836202" target="_blank"><em>Full details of this story on the BBC Website</em></a></p>
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